Cities
Toronto, Vancouver and Montreal are the largest and most expensive. Ottawa, Calgary, Edmonton, Winnipeg, Halifax, Saskatoon and smaller university towns have lower rents and friendlier job markets for many graduates. Canada is multicultural and has a large Nepali community in several cities.
Where to live
- Residence: a simple first-year option at most universities.
- Shared apartments or basements: the common choice off campus. See the place, ask for a written lease and avoid wiring money before arrival.
- Homestay: arranged by some colleges for the first months.
Winter and clothing
Winters are cold in most places. A good coat, boots, gloves and layers are essential. Buy them after arrival, when you can try them on.
Health, banking and transport
- Health insurance depends on the province. Some provinces include students after a waiting period and some universities provide a private plan. Know your cover.
- Open a bank account in the first days, ask about student accounts and apply for a Social Insurance Number if you plan to work.
- Get the student transit pass offered by your school.
See also our accommodation page.
Check before you rely on it. Health cover, rent rules and the cost of housing vary between provinces and cities. Rules, fees and dates are changed by governments often. We last reviewed this page in October 2026. Confirm the current position on EduCanada or ask our counsellors, who check it again before your file is submitted.
Talk to WIEC about Canada
Our Lalitpur counsellors can review your marks, English score and finances and tell you honestly which courses and universities fit. Book a free appointment, start your file online at Apply Online, or practise for the English test with IELTSWIZZ.
Last updated 29 Oct 2026